Your San Diego Short Sale Resource
San Diego Short Sale Information is now at your fingertips. San Diego Hope Now is an informational web site to help San Diego homeowners GET THE FACTS about short sales, loan modifications, and other mortgage options. We are your one stop source for help. Since 2005, we have closed over 400 Short Sales and counting in San Diego. We have also worked with every major lender in the market so you couldn't speak to a more experienced company about your short sale situation. Fill out the form above to find out if you can qualify for a Short Sale. Also, ask about the NEW Senate Bill 458 (Now CA Civil Code 580e)that requires lenders to forgive ALL debt after a short sale.
SDHN is your source for information about Short Sales in the San Diego Market
The Short sale processes along with the rules and regulations change often and frequently. It pays to have a company with experience, knowledge, and a proven track record working for you and fighting for your short sale. Contact us today for up to date information on your specific situation and find out how we can help you salvage your credit while short selling your home.
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A Loan Modification is a permanent change in the terms of a loan (Interest rate reduction, Term Length, etc.), which will typically result in a more affordable monthly payment.
Deed in Lieu
A deed in lieu of foreclosure is when a homeowner voluntarily deeds the subject property to the lender in exchange for a release from all obligations under the mortgage.
A short sale will allow a homeowner to sell their home for less than the amount owed on the mortgage. In most cases, the difference does not have to be paid back to the lender.
Do I need to be behind on my mortgage to do a short sale? I've heard that if I do a short sale, I will incur a large tax liability. Is this true? Why is this service free? We have answers.